[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cebera.cz\/byznys-je-nejista-zalezitost\/#Article","mainEntityOfPage":"https:\/\/www.cebera.cz\/byznys-je-nejista-zalezitost\/","headline":"Byznys je nejist\u00e1 z\u00e1le\u017eitost","name":"Byznys je nejist\u00e1 z\u00e1le\u017eitost","description":"N\u011bkdy se soukrom\u00fdm podnikatel\u016fm da\u0159\u00ed docela dob\u0159e. Vybrali si obor, kter\u00fd je bav\u00ed a sou\u010dasn\u011b p\u0159in\u00e1\u0161\u00ed i dostate\u010dn\u00e9 zisky, a to je pak mo\u017en\u00e9 mluvit o \u0161t\u011bst\u00ed. Jen\u017ee takov\u00e9 \u0161t\u011bst\u00ed nemaj\u00ed v\u0161ichni soukromn\u00edci. A tak jsou tu krom\u011b t\u011bch \u00fasp\u011b\u0161n\u00fdch i mnoz\u00ed, kte\u0159\u00ed svou situaci zvl\u00e1daj\u00ed jenom s obt\u00ed\u017eemi, a n\u011bkdy t\u0159eba ani to ne....","datePublished":"2021-12-08","dateModified":"2023-05-11","author":{"@type":"Person","@id":"https:\/\/www.cebera.cz\/author\/#Person","name":"","url":"https:\/\/www.cebera.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cebera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cebera.cz\/wp-content\/uploads\/evropsk%C3%A9%20mince_10.jpg","url":"https:\/\/www.cebera.cz\/wp-content\/uploads\/evropsk%C3%A9%20mince_10.jpg","height":0,"width":0},"url":"https:\/\/www.cebera.cz\/byznys-je-nejista-zalezitost\/","about":["Ekonomika"],"wordCount":449,"articleBody":"   N\u011bkdy se soukrom\u00fdm podnikatel\u016fm da\u0159\u00ed docela dob\u0159e. Vybrali si obor, kter\u00fd je bav\u00ed a sou\u010dasn\u011b p\u0159in\u00e1\u0161\u00ed i dostate\u010dn\u00e9 zisky, a to je pak mo\u017en\u00e9 mluvit o \u0161t\u011bst\u00ed.Jen\u017ee takov\u00e9 \u0161t\u011bst\u00ed nemaj\u00ed v\u0161ichni soukromn\u00edci. A tak jsou tu krom\u011b t\u011bch \u00fasp\u011b\u0161n\u00fdch i mnoz\u00ed, kte\u0159\u00ed svou situaci zvl\u00e1daj\u00ed jenom s obt\u00ed\u017eemi, a n\u011bkdy t\u0159eba ani to ne. A je naprosto pochopiteln\u00e9, \u017ee kdy\u017e se n\u011bkomu zrovna v podnik\u00e1n\u00ed neda\u0159\u00ed, mus\u00ed tento ud\u011blat n\u011bco, co ho zachr\u00e1n\u00ed p\u0159ed krachem. A to znamen\u00e1, \u017ee si n\u011bjak\u00fd osudem krut\u011b zkou\u0161en\u00fd soukromn\u00edk mus\u00ed vz\u00edt p\u016fj\u010dku, aby zvl\u00e1dnul ekonomick\u00e9 pot\u00ed\u017ee, do kter\u00fdch se dostal.Jen\u017ee ka\u017ed\u00fd, kdo n\u011bkdy o podnikatelskou (a vlastn\u011b nejen podnikatelskou) p\u016fj\u010dku \u017e\u00e1dal, ur\u010dit\u011b potvrd\u00ed, \u017ee to obvykle nen\u00ed jenom tak, \u017ee se p\u016fj\u010dka ned\u00e1v\u00e1 jen tak n\u011bkomu, kdo si o ni \u0159ekne. Kdy\u017e se \u010dlov\u011bk obr\u00e1t\u00ed na banku s \u00famyslem z n\u00ed n\u011bjakou tu p\u016fj\u010dku vym\u00e1mit, m\u016f\u017ee sice teoreticky usp\u011bt, jen\u017ee nap\u0159ed mus\u00ed dok\u00e1zat, \u017ee je \u017eadatelem, kter\u00fd si zasluhuje, aby do n\u011bj byl vlo\u017eena dostate\u010dn\u00e1 d\u016fv\u011bra. Ned\u016fv\u011bryhodn\u00fdm lidem, tedy t\u0159eba t\u011bm, kdo maj\u00ed pom\u011brn\u011b mal\u00fd p\u0159\u00edjem nebo z\u00e1znamy v registrech dlu\u017en\u00edk\u016f \u010di exekuce, se tu toti\u017e tradi\u010dn\u011b nevyhov\u00ed.A kdo nezvl\u00e1dne dostate\u010dn\u011b p\u0159esv\u011bd\u010dit o sv\u00e9 bonit\u011b? Ten u\u017e to m\u016f\u017ee zkusit snad jedin\u011b u nebankovn\u00ed spole\u010dnosti, proto\u017ee jedin\u011b u t\u00e9 je nad\u011bje i pro ty, kdo jsou problematick\u00fdmi \u017eadateli. Pokud se zvol\u00ed hypot\u00e9ka bez registru, d\u00e1 se usp\u011bt i tehdy, kdy\u017e m\u00e1 \u010dlov\u011bk nep\u0159\u00edjemn\u00e9 probl\u00e9my, a to z vlastn\u011b ban\u00e1ln\u00edho d\u016fvodu \u2013 za p\u016fj\u010den\u00e9 pen\u00edze se tu ru\u010d\u00ed z\u00e1stavou nemovitosti, co\u017e d\u00e1v\u00e1 mo\u017enost p\u016fj\u010dit si a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny t\u00e9to nemovitosti a\u017e na t\u0159icet let, a to bez d\u011bl\u00e1n\u00ed n\u011bjak\u00fdch obstrukc\u00ed. Kdy\u017e tu toti\u017e ten, kdo pot\u0159ebuje pen\u00edze nav\u00edc, zaru\u010d\u00ed jejich splacen\u00ed z\u00e1stavou zm\u00edn\u011bn\u00e9 nemovitosti, je jist\u00e9, \u017ee se pen\u00edze, kter\u00e9 se p\u016fj\u010d\u00ed, nebankovn\u00ed spole\u010dnosti v po\u0159\u00e1dku vr\u00e1t\u00ed. T\u0159eba i za cenu prodeje takov\u00e9 nemovitosti, ale vr\u00e1t\u00ed. A proto se tu setk\u00e1 s pochopen\u00edm ka\u017ed\u00fd, kdo se pr\u00e1v\u011b pot\u00fdk\u00e1 s nemal\u00fdmi finan\u010dn\u00edmi probl\u00e9my.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Byznys je nejist\u00e1 z\u00e1le\u017eitost","item":"https:\/\/www.cebera.cz\/byznys-je-nejista-zalezitost\/#breadcrumbitem"}]}]